Posts filed under: Budget

  • shop from your pantry

How to Shop from Your Pantry

It’s spring time here so it’s the perfect time to shop from the pantry and not just to spring clean it but save money, too. I’m a big believer in maintaining a well stocked pantry. Keeping plenty of supplies on...
  • frugal fitness tips

Getting Fit and Staying Fit on a Budget

Getting fit and staying fit can be a challenge for your willpower. But getting fit and staying fit on a budget takes imagination as well as willpower. As I talked about in a previous post, health and fitness has suddenly jumped to...
  • frugal living personal finance apps

Five FREE Personal Finance Apps

Get More from Your Smart Phone using Personal Finance Apps Love them or hate them, smart phones can be useful. Not just a mobile phone, they’re a camera, GPS, internet browser, e-reader and the list goes on. It seems everyone has one...
  • may budget update and goal review

May Budget Update and Goals Review

May’s budget update and goal review is going to be easy; I spent most of the month in my unpaid position of ‘beck and call girl’ for my mum, who’s been recovering from a foot operation. Nothing life threatening but...
  • automatic bill payments

How to Stay in Control of your Automatic Bill Payments

Putting your finances on autopilot is a great way to stay on top of your regular bills and savings. Setting up automatic bill payments helps reduce the possibility of missing a payment and getting hit with a late fee plus it...
  • frugal living tip - save 50% on grocery shopping

How to Slash Your Grocery Bill by 50%

I’m on a mission to seriously reduce my spending at the grocery store. In the last few months I’ve managed to reduce spending on all our general grocery costs by over 50%. In November I spent $670 and in April I spent just...
  • save your food budget banish takeout forever with these 3 tips

3 Tips to Banish Takeout Forever

Food Budgets Like all people with a frugal frame of mind, when it comes to my food budget, I endeavour to do these three things: Cook all my meals from scratch, Avoid fast food outlets and, Save restaurants for special...
  • 5 savings goals that will change your life

Five Savings Goals that will Change Your Life

Struggling to take that first step to financial freedom? If you are, don’t despair. Read on to see how these five savings goals will change your life. The big question most of us struggle with is this: Which should you do...
  • fix your budget when it isn't working

How to Fix Your Budget When it isn’t Working

Do you need to fix your budget? Even the best designed budget can either fall short of your needs or just be inappropriate for your current situation. One of the smartest money moves you can make is to review and...