Posts filed under: Budget

  • tips for living on next to nothing when money is tight
When money is tight, you need to be honest with yourself and then you need to get really creative. Obviously, finding ways to increase your income are important, too but sometimes it’s just not possible to commit any extra time...
  • reasons you need an emergency fund
Got a secure job and don’t think you need an emergency fund? Here are 13 reasons why you might want to rethink that position. According to Pew Charitable Trust’s The Precarious State of Family Balance Sheets (Jan, 2015) “The typical household at...
  • shop from your pantry
It’s spring time here so it’s the perfect time to shop from the pantry and not just to spring clean it but save money, too. I’m a big believer in maintaining a well stocked pantry. Keeping plenty of supplies on...
  • frugal fitness tips
Getting fit and staying fit can be a challenge for your willpower. But getting fit and staying fit on a budget takes imagination as well as willpower. As I talked about in a previous post, health and fitness has suddenly jumped to...
  • frugal living personal finance apps
Get More from Your Smart Phone using Personal Finance Apps Love them or hate them, smart phones can be useful. Not just a mobile phone, they’re a camera, GPS, internet browser, e-reader and the list goes on. It seems everyone has one...
  • may budget update and goal review
May’s budget update and goal review is going to be easy; I spent most of the month in my unpaid position of ‘beck and call girl’ for my mum, who’s been recovering from a foot operation. Nothing life threatening but...
  • automatic bill payments
Putting your finances on autopilot is a great way to stay on top of your regular bills and savings. Setting up automatic bill payments helps reduce the possibility of missing a payment and getting hit with a late fee plus it...
  • frugal living tip - save 50% on grocery shopping
I’m on a mission to seriously reduce my spending at the grocery store. In the last few months I’ve managed to reduce spending on all our general grocery costs by over 50%. In November I spent $670 and in April I spent just...
  • save your food budget banish takeout forever with these 3 tips
Food Budgets Like all people with a frugal frame of mind, when it comes to my food budget, I endeavour to do these three things: Cook all my meals from scratch, Avoid fast food outlets and, Save restaurants for special...
  • 5 savings goals that will change your life
Struggling to take that first step to financial freedom? If you are, don’t despair. Read on to see how these five savings goals will change your life. The big question most of us struggle with is this: Which should you do...