How to Manage Loans and Credit Cards

If you want a life that is as free from issues as possible you need to learn how to manage your loans and credit cards effectively. Doing so means that you do not end up owing more than you can afford to pay and fall behind in your payments. The average American has $38,000 worth …

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11 Astonishing Get Debt Free Strategies

Get DEBT FREE Strategies | Getting out of debt is a goal worth striving for. Less stress. More control over your life. Try this one trick first...

Get debt free strategies that really work! All debt sucks but probably the worst kind of debt is credit card debt. It is possibly the worst, most insidious debt trap that works hard to keep its victims ensnared. Not only do you pay extortion level interest on your balance, but most likely that whatever you …

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How to Build the Best Mindset to Pay Off Your Debts

Your long term success depends on changing your mindset from the one that got you into debt, to the best mindset to keep you out of it once and for all...

Finding the best mindset to challenge your spending and your debt can take a bit of effort but it’s definitely worth it. Living in a society where credit is easy to get and we’re encouraged to buy more to be more… happy, attractive, successful. It’s easy to see how many of us find ourselves with credit …

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Why I lost my frugal mojo and how I’m getting it back

frugal mojo

Frugal mojo… Did you lose your’s over the holidays? Can I see a show of hands? If you could see me, you’d see I’ve got both hands in the air. Plus spirit fingers! My frugal mojo is currently contemplating holidaying permanently with the dodo. I need to recall it from the edges of extinction. NOW. I’d …

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Stop Impulse Spending with this Neat Trick

stop impulse spending with this neat trick

Impulse spending is the biggest threat to maintaining a successful budget. In today’s world we’re surrounded by constant temptation. Everywhere you look there’s a bright shiny advertisement either playing on your fears or tapping into your deepest desires. Buy this and you’ll be more attractive or look successful or slimmer or… You get the picture. …

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The Secret to Paying Off Debt

Debt snowball, avalanche or consolidation, which is the secret ingredient to finally paying off your debt? Being debt free is the foundation of financial freedom. Once you’re free of debt you can begin to actively invest and build the assets that will enable you to retire, whether you’re aiming for early retirement or not. So, …

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The Top 5 Online Debt Reduction Calculators

online debt reduction calculators

In a previous post, I discussed paying off your debt as being one of the Five savings goals that will change your life. Chances are, you’re well aware of how being debt free will have a huge, positive impact on your life, you’re just not sure where to start, or how to figure out what to pay. …

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