3 Tips to Banish Takeout Forever

These tips will do wonders for your food budget! Like all people with a frugal frame of mind, when it comes to my food budget, I endeavour to do these three things: Cook all my meals from scratch, Avoid fast food outlets and, Save restaurants for special events. I haven’t always succeeded in this endeavour. …

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50 Category Ideas for Your Cash Envelopes

Why Cash Envelopes? If you’re struggling with your budget or saving for irregular bills, one of the best and most practical ways to stay on track is to use cash envelopes; a budgeting system made popular by Dave Ramsey. You can set up as many or as few envelopes as you like, it’s a completely …

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How to Fix Your Budget

Even the best designed budget can either fall short of your needs or just be inappropriate for your current situation.

How to Build a Well Stocked Pantry

A well stocked pantry is valuable for many reasons, right? Trouble is, lots of people don’t know where to start when they decide to build their own pantry stockpile. It can be expensive and confusing. But, it doesn’t have to be. Let me show you how to build your pantry stockpile. Plus, why you need to have …

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5 Tips that will Help You Save for Your First Home

tips to help you save for your first home

Certain things in your life require time to save up. One of those things is a house. When you buy your first home, it’s not always an easy task, but it should be an exciting one. What can put a damper on the excitement is when you’re worried about your finances. The more you can …

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The Ultimate Meal Planning Guide for Beginners

Meal planning: save time, money and, stress. Waste less food (money), make your life much easier, and, spend less on groceries.

This meal planning guide will not only save you the stress of figuring out what to make for dinner and fielding questions of ‘what’s for dinner?‘, it’ll save you time and a whole heap of money. Meal planning might seem like a lot of work up front but once you get a system in place, …

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How to Live on Half Your Income

How to live on half your income - the no BS guide

Wondering how to live on half of your income? Earn more. No, I’m not being facetious. If you’re on minimum wage and barely covering the absolute essentials, you can’t live on 50% of your income. That’s just simple math. How to Live on Half Your Income Should you want to be in the position where …

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11 Free Budget Printables To Help Get Your Money Under Control

free budgeting forms you can print yourself

Don’t wait for the New Year, or adverse circumstances to motivate you to get your finances in order. Choose from the free budget printables listed below and get started today. There are many different types and styles of budget printables available so you’re bound to find one or more that suit you perfectly. There’s everything from family …

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50 Awesome Ways to Live Better on Less Money

Live better on less money by line drying your clothes.

I admit it. Sometimes I can be a real cheapskate. Spending less money than I make is important to me. Frugal sounds better but the truth is sometimes cheapskate is closer to reality. I try to stick to being frugal, which is about doing more with what you have, but sometimes, I don’t spend money when …

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Freezer Tips that Save You Time and Money

Freezer Tips | Use these simple freezer tips and you'll not only waste less food, you'll use your freezer more efficiently and, save time and money.

For many of us, the freezer is just a detour for food destined for the bin. I know I’ve been guilty of hoarding a freezer full of random bags and containers, labels lost a millennia ago, filled with what can only be described as mystery food. But, use these simple freezer tips and you’ll not …

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7 Financial Resolutions Worth Making for the New Year

Financial resolutions worth keeping! Stick to these seven personal finance basics and you're well on your way to an awesome new year.

Stick to these financial resolutions and the new year is guaranteed to be awesome! *** This post contains affiliate links. *** Generally, I do my best to avoid making new year’s resolutions. It’s too easy to turn the prospect of a brand new year into a psychological torture fest. Let’s face it, who needs the …

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