Quick Tips for Demolishing Your Credit Card Debt
Are you paying extortion level interest on your credit card? Try these debt destroying tips today.
Are you paying extortion level interest on your credit card? Try these debt destroying tips today.
You wouldn’t be alone if you’re finding it hard to stay ahead of the game with your finances. Thank goodness it’s so easy to find an excellent TED talk on money to inspire and motivate you. Whether you’re attempting to earn more or just get your finances under control, a TED talk centered on personal …
Wondering how to live on half of your income? Earn more. No, I’m not being facetious. If you’re on minimum wage and barely covering the absolute essentials, you can’t live on 50% of your income. That’s just simple math. How to Live on Half Your Income Should you want to be in the position where …
Get debt free strategies that really work! All debt sucks but probably the worst kind of debt is credit card debt. It is possibly the worst, most insidious debt trap that works hard to keep its victims ensnared. Not only do you pay extortion level interest on your balance, but most likely that whatever you …
Money stresses, we all have them at some point in our lives. They might be long term money stresses like overwhelming debt, or short term ones like a sudden, unexpected bill. I think it’s safe to say we’ve all been there. Stress can be useful for keeping us focused but when it becomes persistent and …
Finding the best mindset to challenge your spending and your debt can take a bit of effort but it’s definitely worth it. Living in a society where credit is easy to get and we’re encouraged to buy more to be more… happy, attractive, successful. It’s easy to see how many of us find ourselves with credit …
Frugal mojo… Did you lose your’s over the holidays? Can I see a show of hands? If you could see me, you’d see I’ve got both hands in the air. Plus spirit fingers! My frugal mojo is currently contemplating holidaying permanently with the dodo. I need to recall it from the edges of extinction. NOW. I’d …
Your debt relief plan A debt relief plan sounds simple, doesn’t it? And, from a practical point of view, it is. Those steps are outlined here for you to follow and create your own plan. What’s not so simple is maintaining your focus and motivation. Take a look at this post for some techniques to …
We’re all creatures of habit. Sometimes our financial habits support us, sometimes they don’t. You can be sure of one thing though, at some point in your life, these habits, both good and bad began as a conscious choice. There’s no need to continue to be a slave to your bad habits. You can change. And, if …
Impulse spending is the biggest threat to maintaining a successful budget. In today’s world we’re surrounded by constant temptation. Everywhere you look there’s a bright shiny advertisement either playing on your fears or tapping into your deepest desires. Buy this and you’ll be more attractive or look successful or slimmer or… You get the picture. …
Debt snowball, avalanche or consolidation, which is the secret ingredient to finally paying off your debt? Being debt free is the foundation of financial freedom. Once you’re free of debt you can begin to actively invest and build the assets that will enable you to retire, whether you’re aiming for early retirement or not. So, …
In a previous post, I discussed paying off your debt as being one of the Five savings goals that will change your life. Chances are, you’re well aware of how being debt free will have a huge, positive impact on your life, you’re just not sure where to start, or how to figure out what to pay. …