Posts tagged with: money

  • 4 reasons to own less stuff
Reasons to own less stuff… How many reasons do you need? It would be easy to put together a list of 10, 20… Maybe even 100 valid reasons to own less stuff. The truth is though, there are only four...
  • tips for living on next to nothing when money is tight
When money is tight, you need to be honest with yourself and then you need to get really creative. Obviously, finding ways to increase your income are important, too but sometimes it’s just not possible to commit any extra time...
  • frugal living personal finance apps
Get More from Your Smart Phone using Personal Finance Apps Love them or hate them, smart phones can be useful. Not just a mobile phone, they’re a camera, GPS, internet browser, e-reader and the list goes on. It seems everyone has one...
  • 3 things that are worth the splurge
Being frugal doesn’t have to mean foregoing the good things in life. There are a few things I choose to splurge on that are definitely not cheap but over the long term their investment pays off. But what about purchases...
  • frugal or cheapskate which are you
Are you frugal or a cheapskate? You might think the two labels are interchangeable, but I’m not so sure. The difference, as I see it is – do you look for value when you have to spend your hard earned...
  • save your food budget banish takeout forever with these 3 tips
Food Budgets Like all people with a frugal frame of mind, when it comes to my food budget, I endeavour to do these three things: Cook all my meals from scratch, Avoid fast food outlets and, Save restaurants for special...
  • online debt reduction calculators
In a previous post, I discussed paying off your debt as being one of the Five savings goals that will change your life. Chances are, you’re well aware of how being debt free will have a huge, positive impact on your life,...
  • 5 savings goals that will change your life
Struggling to take that first step to financial freedom? If you are, don’t despair. Read on to see how these five savings goals will change your life. The big question most of us struggle with is this: Which should you do...
  • fix your budget when it isn't working
Do you need to fix your budget? Even the best designed budget can either fall short of your needs or just be inappropriate for your current situation. One of the smartest money moves you can make is to review and...
  • 7 smart money moves to start your year right
Looking for ways to make sure this year is your best yet? Here are seven smart money moves that will set the foundation for a successful year. Plus, you can use them at any time! 1 – Use Your Calendar Mark...