Posts tagged with: spending

9 Simple Gift Ideas Minimalists Will Love

Running out of gift ideas for that minimalist loved one who is, therefore, impossible to buy for? Let’s face it, we all have at least one of those people in our social sphere. Sometimes, they’re naturally frugal so their standard response to...
  • When it comes to clothes shopping, not wasting money is just as important as finding that special bargain. Follow these tips and save...

8 Easy Ways to Save Money When Shopping for Clothes

When it comes to clothes shopping, not wasting money is just as important as finding that special bargain. Too often we make purchases of things we don’t need, never wear or are expensive to maintain. Smart clothes shopping starts with a...
  • tips for living on next to nothing when money is tight

When Money Is Tight – Tips for Living on Next to Nothing

When money is tight, you need to be honest with yourself and then you need to get really creative. Obviously, finding ways to increase your income are important, too but sometimes it’s just not possible to commit any extra time...
  • bad financial habits and how to break them

Bad Financial Habits and How to Break Them

We’re all creatures of habit. Sometimes our financial habits support us, sometimes they don’t. You can be sure of one thing though, at some point in your life, these habits, both good and bad began as a conscious choice. There’s no need...
  • 3 tips for avoiding financial disaster

3 Tips For Keeping The Wolf (Financial Disaster) From Your Door

According to a survey* by the National Australia Bank, one in five Aussies live pay cheque to pay cheque. In essence, that means 20% of those surveyed are one pay cheque away from financial disaster. With growing unemployment, diminishing business...
  • the secret to balancing your priorities

The Secret to Balancing Your Priorities

Balancing your priorities can be a challenge. It’s one of modern life’s little jokes. You either have money or you have time, rarely, it seems do you simultaneously have an abundance of both. Invariably when I’ve had the cash flow...
  • painless ways to save $100 every year

10 Painless Ways to Save $100 Each Year

Saving money doesn’t have to be a painful process. All you need to do is be mindful of where your money is going and then make small changes on a consistent basis. Before you know it, your bank account will be growing...
  • frugal living personal finance apps

Five FREE Personal Finance Apps

Get More from Your Smart Phone using Personal Finance Apps Love them or hate them, smart phones can be useful. Not just a mobile phone, they’re a camera, GPS, internet browser, e-reader and the list goes on. It seems everyone has one...
  • april goals review budget update

Goals Review and April Update

Time for the monthly goals review as well as the April budget update. April was another in a string of months that seemingly defy normal time and space. Once again, last month was over in a flash. My guess is it’s...
  • emergency spending challenge

$20 Spending Challenge – 10 days, $20

Sometimes, disaster really is the mother of invention. In this case, money got tight, really tight. I needed to avoid spending, any spending, for 10 days and so, the $20 spending challenge was born. As I talked about in The...