Budgeting is easy once you have the right tools, but not everyone can afford an accountant. The good news is that you don’t need an accountant for your day-to-day expenses. All you need is a tick box list or a basic spreadsheet to help you visualize and understand your finances. Having a budgeting system can …
If you find yourself in a tight spot financially, the stress can be unbearable, making it hard to formulate a plan or come up with solutions to make some cash quickly and get your head above the water. Panic, stress and depression can quickly lead to financial issues spiraling out of control, but if you’re …
When it comes right down to it, we as a society are pretty narcissistic. We love to show off and tell our friends and family of our successes and how well we’re doing. Don’t misunderstand us though, this is a good thing for the most part. However, sometimes people use phrases like they’re working and …
How people earn money continues to change and evolve and in recent years crafters have been able to find ways to make money doing what they love. Often hobbies are there to protect our sanity from our mundane nine to five jobs, but now you can monetize your hobby, allowing you to spend more time …
Is eating out draining your hard-earned money? If so, then you have come to the right place, as we are going to show you how to locate cheap eats in your area, while also outlining some easy ways to save money during your next restaurant visit. While we love purchasing groceries from our local supermarket, …
Frugality means being economical in your spending and living within your means. It’s not about depriving yourself of things you want or need, but rather making smart choices when purchasing items that will last a long time. The best way to save money is by using coupons, shopping at thrift stores, buying generic brands, cooking …
The issue with using apps and spreadsheets for your budget planning is that you fail to really take in how much you’re spending, because you’re not taking the time to write everything down. Worst case scenario, it could turn out that you’re spending way too much money on things that just aren’t that important. And …
Financial literacy is the ability to make sound decisions about money and finances. It’s important for everyone, but it’s especially critical for those with limited resources or who are in a position where they need to manage their own finances. Financial literacy is not just knowing how much you should be saving each month; it’s …
Cable TV has been losing popularity rapidly over the last decade. With all kinds of streaming options available, people can control what they watch on TV at any time. There’s hardly a reason for cable anymore! Still, cable companies continue to bundle internet access with cable TV and landline phone subscriptions, technologies we no longer …
Everyone loves to shop, but of course, nobody has infinite money to buy all the things they like. Whether you’re just shopping for everyday items or updating your wardrobe or home, there are solutions to help you save money for every dollar you spend. There are many apps that offer cash-back for items that you …
In today’s ultra high tech world, everyone is streaming everything under the sun. From TV shows to movies, from podcasts to music, and from documentaries to audiobooks, many of us no longer have a use for our used discs. So, it’s natural that you might want to sell your used DVDs and other media. The …
Most students and parents can already tell you that the cost of tuition has gone up quite significantly over the years, but what you almost never hear about is the insane price of the books you need to attend the already pricey classes you’re attending to earn that degree. In fact, while tuition has gone …