Budgeting is easy once you have the right tools, but not everyone can afford an accountant. The good news is that you don’t need an accountant for your day-to-day expenses. All you need is a tick box list or a basic spreadsheet to help you visualize and understand your finances. Having a budgeting system can …
If you find yourself in a tight spot financially, the stress can be unbearable, making it hard to formulate a plan or come up with solutions to make some cash quickly and get your head above the water. Panic, stress and depression can quickly lead to financial issues spiraling out of control, but if you’re …
When it comes right down to it, we as a society are pretty narcissistic. We love to show off and tell our friends and family of our successes and how well we’re doing. Don’t misunderstand us though, this is a good thing for the most part. However, sometimes people use phrases like they’re working and …
How people earn money continues to change and evolve and in recent years crafters have been able to find ways to make money doing what they love. Often hobbies are there to protect our sanity from our mundane nine to five jobs, but now you can monetize your hobby, allowing you to spend more time …
Is eating out draining your hard-earned money? If so, then you have come to the right place, as we are going to show you how to locate cheap eats in your area, while also outlining some easy ways to save money during your next restaurant visit. While we love purchasing groceries from our local supermarket, …
Frugality means being economical in your spending and living within your means. It’s not about depriving yourself of things you want or need, but rather making smart choices when purchasing items that will last a long time. The best way to save money is by using coupons, shopping at thrift stores, buying generic brands, cooking …
The issue with using apps and spreadsheets for your budget planning is that you fail to really take in how much you’re spending, because you’re not taking the time to write everything down. Worst case scenario, it could turn out that you’re spending way too much money on things that just aren’t that important. And …
Sometimes, daily life gets in the way and prevents people from going to the store during the usual opening hours of around 8 am-10 pm. Work, family, and other obligations can stop you from completing these important tasks, so it is necessary to have places that you can visit outside the normal opening hours. 24-hour …
Financial literacy is the ability to make sound decisions about money and finances. It’s important for everyone, but it’s especially critical for those with limited resources or who are in a position where they need to manage their own finances. Financial literacy is not just knowing how much you should be saving each month; it’s …
What kind of planner should I get? There are so many options out there. Which one would suit me the best? Planning is essential to success. Whether you want to plan a vacation or organize your finances, having a good system helps you stay organized and focused. Planning is important because it gives us structure, …
Cable TV has been losing popularity rapidly over the last decade. With all kinds of streaming options available, people can control what they watch on TV at any time. There’s hardly a reason for cable anymore! Still, cable companies continue to bundle internet access with cable TV and landline phone subscriptions, technologies we no longer …
We live in an increasingly digital world. Internet banking is the new normal in terms of how we bank. Sending and receiving payments via PayPal, Apple Pay, and other online platforms are becoming more popular. The world may be ready to become a cashless society, but many may not quite be there yet. Personal checks …