A tight budget and single parenting go pretty much hand in hand. At least in my experience they do. But, that’s probably true of any household that lives on a single wage. It’s easy to start feeling down about yourself, the world and life in general when you’re watching every single penny, where it goes …
Welcome to the latest blog traffic and income report for Smart Money, Simple Life; where you’ll learn about my efforts to create a semi-passive income via a self-hosted blog. Whether you’re old or young, blogging is a great way to build a side income that might one day either become a full-time endeavour or fund your comfortable retirement. …
All of us spend money every day. This doesn’t mean that you actually pull cash out of your wallet or swipe a card. We’re talking about purchases that ooze out of your bank account all the time. These are the costs you pay for services and routine payments. Sure, these payments come out all at …
Have you ever wondered what your life would be like if money was no object? What would you do? What could you do? When was the last time you asked yourself those questions? Sometimes, there’s an event or a sudden insight resulting in the realisation that life is short and, it catches us by surprise. Why …
Organized. A label not normally thrown my way. In my mind, organized is synonymous with perfect. I know I’m not perfect. So, it follows I’ll never be organized. If you’re also struggling with this concept, create a new vision of what being organized really means, too. It’s not all about pretty folders, labeled jars and perfectly …
Welcome to the latest blog income and traffic report for Smart Money, Simple Life; where you’ll learn about my efforts making extra money via a self hosted blog. Unfortunately, this blog as been in a bit of a holding pattern for the last few months. I’m hoping that’ll change soon but, like everything else in life, there are …
Making the most of your grocery dollar is not just about buying as much as you can, but buying the most nutritious food that you can. Depending on your location that can be a tough ask. Too often the foods that are not just the cheapest but the most readily available are the ones doing …
10 things to ditch. Minimalist living tips to get you started on your less is more journey. Minimalist living is about finding the sweet spot between possessions and freedom. The more possessions you own, the more your possessions own you. This doesn’t mean you must live like a religious acolyte but it does mean looking around …
It’s tax time in my neck of the woods and that means keeping sweet with the tax man. That’s easy enough to do if you’re getting a pay cheque from your employer because they handle all your tax payments. Generally speaking, you never see any of that money, it goes straight to the tax man. …
Everyone needs a rainy day fund. A rainy day fund isn’t an planning-for-the-apocalypse type emergency fund. Although, we all need to be working on one of those, too. A rainy day fund is for less catastrophic circumstances. For instance, an out of town wedding you forgot to plan for or a plumbing emergency. Your rainy day …
Smart Money Secrets from the Great Depression It’s easy to be lulled into believing we live in a time of great (and increasing) prosperity. And, on the surface we do appear to be living easier, more comfortable lives than our parents or grandparents. Time and labor saving devices like dishwashers and drive-thru car washes are …
Frugal living is a great way to cut your cost of living but lowering your expenses is just one aspect of a healthy balance sheet and budget. Sometimes, you also need to make extra money. The other column on your balance sheet is your income. When you’ve cut your expenses back as far as they …