All of us spend money every day. This doesn’t mean that you actually pull cash out of your wallet or swipe a card. We’re talking about purchases that ooze out of your bank account all the time. These are the costs you pay for services and routine payments. Sure, these payments come out all at …
Making the most of your grocery dollar is not just about buying as much as you can, but buying the most nutritious food that you can. Depending on your location that can be a tough ask. Too often the foods that are not just the cheapest but the most readily available are the ones doing …
Smart Money Secrets from the Great Depression It’s easy to be lulled into believing we live in a time of great (and increasing) prosperity. And, on the surface we do appear to be living easier, more comfortable lives than our parents or grandparents. Time and labor saving devices like dishwashers and drive-thru car washes are …
Eating healthy on a budget doesn’t have to be complicated. There are five basic steps that will ensure you avoid the drive through and keep more dollars in your pocket. Each and every week. And the best bit is, they are super simple to implement. Eating healthy on a budget Step 1 – Simplify your …
Living on one income can be a challenge. Living on one income and being a single parent can turn that challenge into an ever present source of stress and anxiety. Sure, the basics are the same: Track your spending Create and stick to a budget Build an emergency fund, and Work on paying off your …
When money is tight, you need to be honest with yourself and then you need to get really creative. Obviously, finding ways to increase your income are important, too but sometimes it’s just not possible to commit any extra time or energy to earning more money. If that’s you, then, these simple tips might help …
Got a secure job and don’t think you need an emergency fund? Here are 13 reasons why you might want to rethink that position. According to Pew Charitable Trust’s The Precarious State of Family Balance Sheets (Jan, 2015) “The typical household at the bottom has access to less than two weeks’ worth of income in checking and …
It’s spring time here so it’s the perfect time to shop from the pantry and not just to spring clean it but save money, too. I’m a big believer in maintaining a well stocked pantry. Keeping plenty of supplies on hand enables you to better manage your grocery budget by buying when products are on …
Getting fit and staying fit can be a challenge for your willpower. But getting fit and staying fit on a budget takes imagination as well as willpower. As I talked about in a previous post, health and fitness has suddenly jumped to the top of my priority list. Finding ways of getting fit and …
Get More from Your Smart Phone using Personal Finance Apps Love them or hate them, smartphones can be useful. Not just a mobile phone, they’re a camera, GPS, internet browser, e-reader, and the list goes on. It seems everyone has one and they are fast becoming integral to the basic functioning of our daily lives. …
Putting your finances on autopilot is a great way to stay on top of your regular bills and savings. Setting up automatic bill payments helps reduce the possibility of missing a payment and getting hit with a late fee plus it can remove or at least reduce any anxiety you might feel when it comes to …
I’m on a mission to seriously reduce my spending at the grocery store. In the last few months I’ve managed to reduce spending on all our general grocery costs by over 50%. In November I spent $670 and in April I spent just under $330. This is how I slashed my grocery bill by 50% 1. Shop …