3 Tips For Keeping The Wolf (Financial Disaster) From Your Door

3 tips for avoiding financial disaster

According to a survey* by the National Australia Bank, one in five Aussies live pay cheque to pay cheque. In essence, that means 20% of those surveyed are one pay cheque away from financial disaster. With growing unemployment, diminishing business confidence and whispers of a rise in interest rates in Australia, these statistics ought to …

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13 Reasons Why You Need An Emergency Fund

reasons you need an emergency fund

Got a secure job and don’t think you need an emergency fund? Here are 13 reasons why you might want to rethink that position. According to Pew Charitable Trust’s The Precarious State of Family Balance Sheets (Jan, 2015) “The typical household at the bottom has access to less than two weeks’ worth of income in checking and …

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5 Tips for a Successful Spending Freeze

five tips for a successful no spend month

A spending freeze is an excellent way to check for leaks in your budget. No matter how vigilant you are, spending leaks happen. The coffee on the way to work that was an occasional treat (or first aid) and is now a habit. Ordering dinner in on Friday night, because, well… It’s Friday night. The …

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How to Shop from Your Pantry

shop from your pantry

It’s spring time here so it’s the perfect time to shop from the pantry and not just to spring clean it but save money, too. I’m a big believer in maintaining a well stocked pantry. Keeping plenty of supplies on hand enables you to better manage your grocery budget by buying when products are on …

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5 Risks to Your Financial Well-Being

5 risks to your financial well-being

Assessing your vulnerability to risk is a relatively quick and simple process. Determining how to build resilience into your lifestyle so you can either reduce the risk or lessen its impact, is a little trickier. The topsy-turvy economy has got me thinking about the potential risks to my financial well-being. A lot. One of the key …

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An Anarchist’s Guide to Meal Planning

An anarchist's guide to meal planning

Meal planning is one of the best ways to wrestle back control of your grocery spending and your eating habits. It’s a method of organization that few would argue is a waste of time. But, here’s my confession, I just can’t do it. It’s as though a meal plan, like a diet, is the signal …

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Getting Fit and Staying Fit on a Budget

frugal fitness tips

  Getting fit and staying fit can be a challenge for your willpower. But getting fit and staying fit on a budget takes imagination as well as willpower. As I talked about in a previous post, health and fitness has suddenly jumped to the top of my priority list. Finding ways of getting fit and …

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Stop Impulse Spending with this Neat Trick

stop impulse spending with this neat trick

Impulse spending is the biggest threat to maintaining a successful budget. In today’s world we’re surrounded by constant temptation. Everywhere you look there’s a bright shiny advertisement either playing on your fears or tapping into your deepest desires. Buy this and you’ll be more attractive or look successful or slimmer or… You get the picture. …

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10 Painless Ways to Save $100 Each Year

painless ways to save $100 every year

Saving money doesn’t have to be a painful process. All you need to do is be mindful of where your money is going and then make small changes on a consistent basis. Before you know it, your bank account will be growing and you’ll be developing new habits and a painlessly frugal lifestyle. Then, you’ll start actively …

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7 Things I DON’T Do To Save Money

7 things I wont do to save money

I’m pretty focused on being frugal and saving money wherever (and whenever) I can, then I read 11 Outrageous Things People Did To Save Money and I decided I’m not THAT frugal after all! While I can understand putting your pee on the compost (it’s high in nitrogen), and I can understand buying your meat on …

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5 Books That Will Change Your Mindset On Money

5 books that will change your mindset on money

The written word has the power to change your mindset… and the world. If you’re lucky, certain books will appear in your life to inspire you and in some cases, affect you so deeply they force you to change your mindset. Here are five of the books that inspired me to view my life, and …

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Planning a Debt Free Christmas

Did you manage to achieve a debt free Christmas last year? If not, would you like to this year? Yes? Well, with just under six months to go until Christmas is here again, now is the time to start planning for not just a debt free Christmas but a stress free one, too. Get Started …

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