To me, being frugal is about more than just saving money. It’s about freedom. It’s about autonomy. I love being frugal. I love the challenge of living on less and choosing to spend my money wisely, because it means I can live the life I choose to live. Saving Money Saving money for its own sake …
Why Cash Envelopes? If you’re struggling with your budget or saving for irregular bills, one of the best and most practical ways to stay on track is to use cash envelopes; a budgeting system made popular by Dave Ramsey. You can set up as many or as few envelopes as you like, it’s a completely …
You wouldn’t be alone if you’re finding it hard to stay ahead of the game with your finances. Thank goodness it’s so easy to find an excellent TED talk on money to inspire and motivate you. Whether you’re attempting to earn more or just get your finances under control, a TED talk centered on personal …
When it comes to clothes shopping, not wasting money is just as important as finding that special bargain. Too often we purchase things we don’t need, never wear or are expensive to maintain. Smart clothes shopping starts with a plan for your wardrobe as a whole and also takes into consideration the cost of owning each …
This meal planning guide will not only save you the stress of figuring out what to make for dinner and fielding questions of ‘what’s for dinner?‘, it’ll save you time and a whole heap of money. Meal planning might seem like a lot of work up front but once you get a system in place, …
I admit it. Sometimes I can be a real cheapskate. Spending less money than I make is important to me. Frugal sounds better but the truth is sometimes cheapskate is closer to reality. I try to stick to being frugal, which is about doing more with what you have, but sometimes, I don’t spend money when …
For many of us, the freezer is just a detour for food destined for the bin. I know I’ve been guilty of hoarding a freezer full of random bags and containers, labels lost a millennia ago, filled with what can only be described as mystery food. But, use these simple freezer tips and you’ll not …
How to Save a Little and Live a Lot It can be tough to save money when you’re already on a tight budget. The more you squeeze your budget, the more squeezed you feel. The truth is, everyone needs to save money. Even if it’s just a small amount each week. It does add up. …
When your Christmas budget is tight, it can be a challenge to find the joy in the season. But it doesn’t have to! Christmas can still be a time of giving and sharing even if you don’t have a lot of cash available for gifts. You just need to do a couple of things; be creative …
The holiday season is almost upon us. Only 10 weeks to go! Have you got a plan for surviving the holidays yet? Every year, around this time, I start planning in earnest so the whole holiday season is as organized and stress-free as possible. A large part of that planning is directed at ensuring I …
Start saving more money today by dealing with the financial excuses you tell yourself. Saving money for retirement or anything else can seem like hard work and it’s true, you need discipline and motivation to make it happen. But, the most important thing you need to take control of before you can start saving more money …
Everyone needs a rainy day fund. A rainy day fund isn’t an planning-for-the-apocalypse type emergency fund. Although, we all need to be working on one of those, too. A rainy day fund is for less catastrophic circumstances. For instance, an out of town wedding you forgot to plan for or a plumbing emergency. Your rainy day …