These money saving life hacks will help you spend less on stuff that doesn’t really matter so you can save or spend more on the stuff that does matter. When money is tight you have two choices spend less or earn more. When you’re living a frugal life your choices are more complicated. It’s not …
Stick to these financial resolutions and the new year is guaranteed to be awesome! *** This post contains affiliate links. *** Generally, I do my best to avoid making new year’s resolutions. It’s too easy to turn the prospect of a brand new year into a psychological torture fest. Let’s face it, who needs the …
Running out of gift ideas for that minimalist loved one who is, therefore, impossible to buy for? Let’s face it, we all have at least one of those people in our social sphere. Sometimes, they’re naturally frugal so their standard response to “What do you want?” is “I don’t want anything”. Trust me, I know this because …
How to Save a Little and Live a Lot It can be tough to save money when you’re already on a tight budget. The more you squeeze your budget, the more squeezed you feel. The truth is, everyone needs to save money. Even if it’s just a small amount each week. It does add up. …
When your Christmas budget is tight, it can be a challenge to find the joy in the season. But it doesn’t have to! Christmas can still be a time of giving and sharing even if you don’t have a lot of cash available for gifts. You just need to do a couple of things; be creative …
Money stresses, we all have them at some point in our lives. They might be long term money stresses like overwhelming debt, or short term ones like a sudden, unexpected bill. I think it’s safe to say we’ve all been there. Stress can be useful for keeping us focused but when it becomes persistent and …
The holiday season is almost upon us. Only 10 weeks to go! Have you got a plan for surviving the holidays yet? Every year, around this time, I start planning in earnest so the whole holiday season is as organized and stress-free as possible. A large part of that planning is directed at ensuring I …
Start saving more money today by dealing with the financial excuses you tell yourself. Saving money for retirement or anything else can seem like hard work and it’s true, you need discipline and motivation to make it happen. But, the most important thing you need to take control of before you can start saving more money …
Safeguarding your personal financial information is more important than ever. Every day we hear about new risks and new ways our personal financial information can be compromised. So, more than ever we all need to know the basic ways to keep our finances secure. Whether you’re someone who regularly files away hard-copy bank statements or manages everything …
Finding the best mindset to challenge your spending and your debt can take a bit of effort but it’s definitely worth it. Living in a society where credit is easy to get and we’re encouraged to buy more to be more… happy, attractive, successful. It’s easy to see how many of us find ourselves with credit …
A tight budget and single parenting go pretty much hand in hand. At least in my experience they do. But, that’s probably true of any household that lives on a single wage. It’s easy to start feeling down about yourself, the world and life in general when you’re watching every single penny, where it goes …
All of us spend money every day. This doesn’t mean that you actually pull cash out of your wallet or swipe a card. We’re talking about purchases that ooze out of your bank account all the time. These are the costs you pay for services and routine payments. Sure, these payments come out all at …