Have you ever wondered what your life would be like if money was no object? What would you do? What could you do? When was the last time you asked yourself those questions? Sometimes, there’s an event or a sudden insight resulting in the realisation that life is short and, it catches us by surprise. Why …
Making the most of your grocery dollar is not just about buying as much as you can, but buying the most nutritious food that you can. Depending on your location that can be a tough ask. Too often the foods that are not just the cheapest but the most readily available are the ones doing …
It’s tax time in my neck of the woods and that means keeping sweet with the tax man. That’s easy enough to do if you’re getting a pay cheque from your employer because they handle all your tax payments. Generally speaking, you never see any of that money, it goes straight to the tax man. …
Everyone needs a rainy day fund. A rainy day fund isn’t an planning-for-the-apocalypse type emergency fund. Although, we all need to be working on one of those, too. A rainy day fund is for less catastrophic circumstances. For instance, an out of town wedding you forgot to plan for or a plumbing emergency. Your rainy day …
Smart Money Secrets from the Great Depression It’s easy to be lulled into believing we live in a time of great (and increasing) prosperity. And, on the surface we do appear to be living easier, more comfortable lives than our parents or grandparents. Time and labor saving devices like dishwashers and drive-thru car washes are …
Frugal living is a great way to cut your cost of living but lowering your expenses is just one aspect of a healthy balance sheet and budget. Sometimes, you also need to make extra money. The other column on your balance sheet is your income. When you’ve cut your expenses back as far as they …
Pinterest. Once you discover its delights, it quickly becomes a big part of your online world. I spend a lot of my time on Pinterest. Partly for my blog but also to learn about the topics that interest me both professionally and personally. Unlike other social media platforms, Pinterest is all about information. Yes, there lots of …
Eating healthy on a budget doesn’t have to be complicated. There are five basic steps that will ensure you avoid the drive through and keep more dollars in your pocket. Each and every week. And the best bit is, they are super simple to implement. Eating healthy on a budget Step 1 – Simplify your …
Living on one income can be a challenge. Living on one income and being a single parent can turn that challenge into an ever present source of stress and anxiety. Sure, the basics are the same: Track your spending Create and stick to a budget Build an emergency fund, and Work on paying off your …
Emergency Planning. It’s not all about bunkers, canned food and the zombie apocalypse. Emergency planning also means considering a number of what if scenarios and applying them to your own situation, especially if you’re a solopreneur. Not sure what I mean? Picture this: You’re an online seller, you get sick or have an accident and …
Freedom and fulfillment. Two words that define success for Hal Elrod, me and quite possibly many of you, too. Freedom is the external hallmark of success for me. Freedom to choose how I spend my time, my money and my energy. Fulfillment is my internal hallmark of success. I look for and need fulfillment in the …
There are certain truths about self employment that are often glossed over by those of us who make a living on our own terms. Being self employed is, for the most part, a completely liberating way to make a living whether you work from a home office, on the road or from a local cafe. …