A Simple and Streamlined Life June Update/July Goals In June, my primary goals were to Simplify, Streamline and Sell Stuff. There’s still lots to do on all three goals, because, well… simplifying and streamlining your life requires a good deal of thought and planning. Sure, there’s been a lot of tossing of unwanted stuff and …
Did you manage to achieve a debt free Christmas last year? If not, would you like to this year? Yes? Well, with just under six months to go until Christmas is here again, now is the time to start planning for not just a debt free Christmas but a stress free one, too. Get Started …
Get More from Your Smart Phone using Personal Finance Apps Love them or hate them, smartphones can be useful. Not just a mobile phone, they’re a camera, GPS, internet browser, e-reader, and the list goes on. It seems everyone has one and they are fast becoming integral to the basic functioning of our daily lives. …
Focusing on a brighter future can be a challenge when all around us seems hopeless and desperate. Wars. Poverty. Inequality. Injustice. If you’re a regular consumer of the nightly news, this is all you see. Night after night. Week after week. It’s hard to stay positive and motivated in the face of such relentless negativity. …
Here’s a quick update on the whole clutter busting goal for June. Tackling the Clutter – Inside One of my goals for June is to seriously reduce the clutter in my life; physical and mental. Clearing the clutter can be a challenge on many levels but it can also be a bit of an eye …
What? Quick French bread that’s also easy? It sounds too good to be true, I know, but I’m here to tell you it’s not only possible… I’ve done it! I’ve seen this recipe (and others that are very similar) popping up all over Pinterest lately and I was curious. My bread making tends to be …
Frugal living doesn’t come naturally to everyone. Lots of us, me included, are used to spending what we have on what we need, when we need it. There was a time in my life when I spent without thinking about the future, I spent without considering the detrimental effects of credit card debt and, probably …
The challenge I’ve set myself for June is to simplify my life and streamline everything about it. One of the pivotal activities for this challenge is clearing the clutter from my house and my life. Clearing the clutter from my house is well overdue. I’m hoping that as the physical clutter diminishes, the emotional …
Another month has whizzed by and it’s time to think about my intentions for June. I don’t mind admitting to being a little dazed that it’s June already – this year seems to be on fast forward. For us in the southern hemisphere it’s the start of winter and while our winters are mild compared …
Putting your finances on autopilot is a great way to stay on top of your regular bills and savings. Setting up automatic bill payments helps reduce the possibility of missing a payment and getting hit with a late fee plus it can remove or at least reduce any anxiety you might feel when it comes to …
Debt snowball, avalanche or consolidation, which is the secret ingredient to finally paying off your debt? Being debt free is the foundation of financial freedom. Once you’re free of debt you can begin to actively invest and build the assets that will enable you to retire, whether you’re aiming for early retirement or not. So, …
I’m on a mission to seriously reduce my spending at the grocery store. In the last few months I’ve managed to reduce spending on all our general grocery costs by over 50%. In November I spent $670 and in April I spent just under $330. This is how I slashed my grocery bill by 50% 1. Shop …