These tips will do wonders for your food budget! Like all people with a frugal frame of mind, when it comes to my food budget, I endeavour to do these three things: Cook all my meals from scratch, Avoid fast food outlets and, Save restaurants for special events. I haven’t always succeeded in this endeavour. …
Even the best designed budget can either fall short of your needs or just be inappropriate for your current situation.
Reasons to own less stuff… How many reasons do you need? It would be easy to put together a list of 10, 20… Maybe even 100 valid reasons to own less stuff. The truth is though, there are only four that really matter: More Money More Happiness More Freedom Less Stress I’m all for owning …
When money is tight, you need to be honest with yourself and then you need to get really creative. Obviously, finding ways to increase your income are important, too but sometimes it’s just not possible to commit any extra time or energy to earning more money. If that’s you, then, these simple tips might help …
Get More from Your Smart Phone using Personal Finance Apps Love them or hate them, smartphones can be useful. Not just a mobile phone, they’re a camera, GPS, internet browser, e-reader, and the list goes on. It seems everyone has one and they are fast becoming integral to the basic functioning of our daily lives. …
In a previous post, I discussed paying off your debt as being one of the Five savings goals that will change your life. Chances are, you’re well aware of how being debt free will have a huge, positive impact on your life, you’re just not sure where to start, or how to figure out what to pay. …
Struggling to take that first step to financial freedom? If you are, don’t despair. Read on to see how these five savings goals will change your life. The big question most of us struggle with is this: Which should you do first; save for the future or pay for the past? I think you need to do a …
Looking for ways to make sure this year is your best yet? Here are seven smart money moves that will set the foundation for a successful year. Plus, you can use them at any time! 1 – Use Your Calendar Mark your paydays, regular and irregular bills, and the amounts (or estimates of amounts) coming …