Looking for ways to spend less money? Me, too! Sometimes, even your best researched plans can go awry, meaning more dollars in the expenses column and less in the revenue column. You could look at finding new ways of generating extra income but sometimes that’s just not an option. That means finding some quick and easy ways …
What matters most in life is different for everyone. What matters most to me, probably wouldn’t even be on your radar. And, that’s OK. We all have different dreams and values. The one thing we do share though, is that we need to decide what matters most before we begin the goal setting process. Why? …
Frugal mojo… Did you lose your’s over the holidays? Can I see a show of hands? If you could see me, you’d see I’ve got both hands in the air. Plus spirit fingers! My frugal mojo is currently contemplating holidaying permanently with the dodo. I need to recall it from the edges of extinction. NOW. I’d …
Your debt relief plan A debt relief plan sounds simple, doesn’t it? And, from a practical point of view, it is. Those steps are outlined here for you to follow and create your own plan. What’s not so simple is maintaining your focus and motivation. Take a look at this post for some techniques to …
The power of the side hustle: jobs can disappear easily, so it’s smart to have another way to earn money already up and running. There are many ways of looking at the purpose of the side hustle. Like your emergency fund, it can be a form of insurance against adversity; protecting you against situations like …
The Massive Money Saving Checklist! How would you like to save thousands of dollars over the course of a year… Without feeling like you’re living a life of constant denial? You would? Well, read on! This list includes 200 money saving hints and tips you can use to save thousands of dollars over the course of …
The guiding principal of getting ahead financially is to spend less than you earn and save or invest the rest. The theory is, if you do that over the length of your working life you’ll have a nest egg to provide for a comfortable retirement. If you’re really focused and dedicated, you might even retire early. …
When money is tight, you need to be honest with yourself and then you need to get really creative. Obviously, finding ways to increase your income are important, too but sometimes it’s just not possible to commit any extra time or energy to earning more money. If that’s you, then, these simple tips might help …
Why would you need to learn how to make money from home? Because sometimes, living a frugal lifestyle is not enough. Sometimes, the bills outpace your income or if you’re like me, your income drops suddenly and you need to make up the shortfall. Finding new ways to add to the revenue side of your …
We’re all creatures of habit. Sometimes our financial habits support us, sometimes they don’t. You can be sure of one thing though, at some point in your life, these habits, both good and bad began as a conscious choice. There’s no need to continue to be a slave to your bad habits. You can change. And, if …
It’s been a while since I posted a life update of any kind so here goes… Here are my inspirations and aspirations for the rest of the year. The last few months have been challenging on many fronts; financial, emotional and physical. So, it’s not surprising that a few objectives have fallen by the wayside. …
Did you know that Buy Nothing New Month is October? Will you join the challenge? According to the Buy Nothing New Month website, “Buy Nothing New Month is the global movement for collective, conscientious consumption. It’s a little idea, that started in Melbourne and is spreading to the Netherlands and USA.” Buy Nothing New Month …