Quick Tips for Demolishing Your Credit Card Debt
Are you paying extortion level interest on your credit card? Try these debt destroying tips today.
spending
How to Fix Your Budget
Even the best designed budget can either fall short of your needs or just be inappropriate for your current situation.
8 Money Saving Clothes Shopping Hacks
When it comes to clothes shopping, not wasting money is just as important as finding that special bargain. Too often we purchase things we don’t need, never wear or are expensive to maintain. Smart clothes shopping starts with a plan for your wardrobe as a whole and also takes into consideration the cost of owning each …
9 Simple Gift Ideas Minimalists Will Love
Running out of gift ideas for that minimalist loved one who is, therefore, impossible to buy for? Let’s face it, we all have at least one of those people in our social sphere. Sometimes, they’re naturally frugal so their standard response to “What do you want?” is “I don’t want anything”. Trust me, I know this because …
When Money Is Tight – Tips for Living on Next to Nothing
When money is tight, you need to be honest with yourself and then you need to get really creative. Obviously, finding ways to increase your income are important, too but sometimes it’s just not possible to commit any extra time or energy to earning more money. If that’s you, then, these simple tips might help you manage living …
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Bad Financial Habits and How to Break Them
We’re all creatures of habit. Sometimes our financial habits support us, sometimes they don’t. You can be sure of one thing though, at some point in your life, these habits, both good and bad began as a conscious choice. There’s no need to continue to be a slave to your bad habits. You can change. And, if …
3 Tips For Keeping The Wolf (Financial Disaster) From Your Door
According to a survey* by the National Australia Bank, one in five Aussies live pay cheque to pay cheque. In essence, that means 20% of those surveyed are one pay cheque away from financial disaster. With growing unemployment, diminishing business confidence and whispers of a rise in interest rates in Australia, these statistics ought to …
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The Secret to Balancing Your Priorities
Balancing your priorities can be a challenge. It’s one of modern life’s little jokes. You either have money or you have time, rarely, it seems do you simultaneously have an abundance of both. Invariably when I’ve had the cash flow to undertake new projects, I haven’t had the time to implement them. And, conversely, when …
10 Painless Ways to Save $100 Each Year
Saving money doesn’t have to be a painful process. All you need to do is be mindful of where your money is going and then make small changes on a consistent basis. Before you know it, your bank account will be growing and you’ll be developing new habits and a painlessly frugal lifestyle. Then, you’ll start actively …
Five FREE Personal Finance Apps
Get More from Your Smart Phone using Personal Finance Apps Love them or hate them, smart phones can be useful. Not just a mobile phone, they’re a camera, GPS, internet browser, e-reader and the list goes on. It seems everyone has one and they are fast becoming integral to the basic functioning of our daily lives. To add …
$20 Spending Challenge – 10 days, $20
Sometimes, disaster really is the mother of invention. In this case, money got tight, really tight. I needed to avoid spending, any spending, for 10 days and so, the $20 spending challenge was born. As I talked about in The Dangers of Denial, my once successful online retail business took a serious downturn. The last 12 …
The Ultimate “How To Save” on your Work Outfits
It might seem odd… Me, of all people, talking about how to save money on your work outfits. Fashion is definitely not my forte, I’ll admit that up front. I am, how should I put it…? Ambivalent about fashion. I see it as the ultimate disposable commodity, clothing has a function and anything beyond that …